Mortgage Types

Navigating the world of mortgages can seem complicated, but we at Austin Friars are here to help simplify it. If you're buying your first home, a first-time buyer mortgage might be the ticket, often with perks to make it easier for newcomers to the property market.

But maybe you're considering a property as an investment, to rent out? That's where a buy-to-let mortgage comes in. If you're moving home, a home mover mortgage might be what you need - sometimes you can even move your existing mortgage to the new place.

Switching your current mortgage for a better deal? That's called remortgaging. Let-to-buy could be an option if you want to rent out your current home and buy a new one, and offset mortgages link your savings to your mortgage, potentially reducing the interest you pay.

Each type has its own benefits and considerations, so it's important to explore what suits your situation best. We're here to help you understand your options and find the right mortgage for your needs.