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Critical Illness Cover

Critical Illness Insurance (CIC) is a vital safeguard that provides a lump sum payout upon the diagnosis of a covered serious illness or medical condition. At Austin Friars Financial, we go the extra mile to offer Enhanced Critical Illness Insurance with a range of features tailored to fit your unique needs and provide comprehensive coverage for the uncertainties life may bring.

  • Enhanced CIC: Our Critical Illness Insurance is enhanced to offer an extensive list of covered serious illnesses. It goes beyond the standard coverage, ensuring you have broader protection against various medical conditions, such as cancer, heart attack, stroke, organ transplant, multiple sclerosis, and many more.

  • Total and Permanent Disability (TPD) Cover: We understand that life-changing events can happen unexpectedly. That's why our Critical Illness Insurance policies can be customized to include TPD cover.

  • This additional feature provides a lump sum benefit if you experience a total and permanent disability, offering crucial financial support during this challenging time.

  • Child Cover: As a caring parent, you want to protect your entire family. Our policies extend to include Child Critical Illness Cover, providing a lump sum payout if your child is diagnosed with a covered critical illness. This feature offers peace of mind, knowing that your child's well-being is safeguarded.

  • Indexation: To protect your coverage against inflation and rising living costs, we offer the option of indexation. With this feature, your coverage amount increases annually by a predetermined percentage, ensuring your policy remains relevant and valuable over time.

  • Partial Payments: Life is full of uncertainties, and not all illnesses are severe enough to trigger a full payout. Our policies include the option for partial payments, providing a percentage of the coverage amount for less severe conditions, giving you additional financial support when you need it most.

  • Different Gradings: We understand that the severity of a medical condition can vary. That's why we offer different gradings for certain critical illnesses. These gradings allow for varying payout amounts based on the severity, ensuring you receive the appropriate financial support based on the condition's impact on your life.

  • Quality of the Product to Fit the Client's Needs: At Austin Friars Financial, our priority is to provide you with the best coverage that aligns perfectly with your unique needs and budget. We offer a range of Critical Illness Insurance options from reputable insurers, and our dedicated team of advisers will work closely with you to understand your requirements and recommend a product that offers the ideal balance of coverage and affordability.

With Enhanced Critical Illness Insurance and a wide array of features, Austin Friars Financial is committed to providing personalized solutions that prioritize your well-being and that of your loved ones. Let us help you navigate the options and choose the best Critical Illness Insurance policy to safeguard your financial future. Get in touch with us today to explore the possibilities and take the first step towards comprehensive protection and peace of mind.