Occupation and Hobbies


Adverse health is not the only consideration for insurers. The heightened risks involved in the partaking of dangerous sports and hobbies may also affect your premium.

Some of the listed dangerous hobbies…

Mototcycle racing/riding Mountaineering Scuba Diving
Sailing Aviation Extreme Sports
Some Winter Sports Motor Racing Parachuting


An individual’s occupation is often a decisive factor when assessing risk. Working at heights, in dangerous environments and travelling extensively can all impact premiums.

Some of the listed dangerous occupations…

Oil and gas Industry Scaffolding Roofing
Extensive business travel Professional Sportsman Miner
Working at heights Armed Forces Fisherman
Working in areas of conflict Pilots Armed Forces
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