Adverse health is not the only consideration for insurers. The heightened risks involved in the partaking of dangerous sports and hobbies may also affect your premium.
Some of the listed dangerous hobbies…
| Mototcycle racing/riding | Mountaineering | Scuba Diving |
| Sailing | Aviation | Extreme Sports |
| Some Winter Sports | Motor Racing | Parachuting |
An individual’s occupation is often a decisive factor when assessing risk. Working at heights, in dangerous environments and travelling extensively can all impact premiums.
Some of the listed dangerous occupations…
| Oil and gas Industry | Scaffolding | Roofing |
| Extensive business travel | Professional Sportsman | Miner |
| Working at heights | Armed Forces | Fisherman |
| Working in areas of conflict | Pilots | Armed Forces |